First time posting on this forum but I believe this is some highly coveted info…
Older 20s. Changing careers. 10+ years of work/credit history. Mid 700 score. Cosigner high 600s also with 10+ years work. I need $60ish K as i have a PPL.
Applied to sallie mae. They required a cosigner. Added cosigner and was approved almost instantly. 11.4% fixed interest rate on the Interest repayment plan. Low $600 payment for 6ish months bumping up to $750 after the time “in school.”
Tried applying to WF. They required a cosigner (added the same one) then further required a joint cosigner so I stopped that application process.
Cosigner is working and also contributing to the loan. This was doable for us. Dropping my deposit and securing my start date tomorrow.